Best Affordable Insurance for Stamp 2 Renewal & Student Visa Extension in Ireland
If you're already living in Ireland and your course runs longer than a year, or you're extending or repeating your studies, your insurance needs to be renewed too — and the rules are different from what you needed on arrival. Here's exactly what qualifies, and the most affordable compliant option available.
The trap to avoid: The travel insurance policy you may have used in your first year does not carry over. From your second year of study, or for any renewal, you need private medical insurance sourced in Ireland — not a travel policy from home.
Who this applies to
You're on Stamp 2, already in Ireland, and your programme runs into a second year or beyond. Your first-year travel insurance needs to be replaced with an Irish policy to renew your IRP.
Repeating a year, adding time to your programme, or otherwise extending your student permission? Your insurance must be renewed to match the new, extended dates.
What actually changes at renewal
Your first Stamp 2 registration may have accepted travel insurance from your home country. Renewal is different:
| Requirement | Detail |
|---|---|
| Source of policy | Must be private medical insurance sourced in Ireland |
| Travel insurance accepted? | No — only valid in your first year |
| Minimum cover | €25,000 for accidents and €25,000 for illness or disease |
| Hospitalisation | Must cover any period of hospitalisation in Ireland |
| Language | Policy document must be written in English |
| Duration | Must cover your full extended or renewed course period, with no gap |
Do not let cover lapse: cancelling your medical insurance after registration, without an active replacement in place, is treated as a breach of your immigration conditions. If you're extending or repeating, line up your new policy before your current one ends.
The most affordable compliant option
For students on a course of more than one year, Study & Protect — the student insurance product from Irish broker Arachas — offers a policy built specifically for this situation, meeting Stamp 2 renewal requirements.
Covers student health insurance, travel, accident, repatriation and personal liability, and complies with Stamp 2 visa requirements for applicable students. Buy through Vishwa Tech Logic and we apply our exclusive student discount, so you get compliant renewal cover at an affordable price — always less than the standard rate.
Get my renewal quoteHow to renew in 4 steps
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1Check if your current policy still qualifies
Still on your first-year travel insurance? It won't be accepted at renewal. Message us and we'll confirm exactly what you need.
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2Confirm your extended or renewed course dates
Whether you're continuing into year two or extending/repeating, we'll match your policy dates so there's no gap in cover.
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3Buy your Ireland-sourced policy
Purchase your Study & Protect policy through Vishwa Tech Logic with our exclusive student discount applied.
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4Upload it with your IRP renewal
Your policy document arrives by email in around 10 minutes, ready to upload with your other renewal documents on the ISD portal.
Why students already in Ireland choose Vishwa Tech Logic
- We know the renewal rules — no risk of a rejected renewal from the wrong policy type
- Best available price on the Study & Protect course-over-one-year plan with our exclusive discount
- Policy delivered by email in ~10 minutes, so there's no delay before your IRP appointment or renewal deadline
- 24/7 support for as long as you hold your policy, including reminders before your next renewal
- You don't need to leave Ireland or visit an office — everything is handled on WhatsApp
Renew your Stamp 2 insurance at the best price
Don't risk a gap in cover or a rejected renewal. Message us on WhatsApp, get the current discount, and receive your Ireland-sourced policy in about 10 minutes.
Frequently asked questions
From your second year of study onward, or if your course is longer than one year, you need private medical insurance sourced in Ireland, covering a minimum of €25,000 for accidents and €25,000 for illness, including hospitalisation, written in English. Travel insurance is not accepted for this renewal.
Yes. If you are extending your course or repeating a year, your insurance must be renewed to cover the full extended period without any gap, using a policy sourced in Ireland that meets the visa minimums.
You should not let your insurance lapse or cancel it without replacing it immediately. Cancelling your medical insurance after registration without a valid replacement is treated as a breach of your immigration conditions.
Study & Protect offers a plan specifically for students on a course of more than one year, designed to meet Stamp 2 visa requirements, at an affordable price. Vishwa Tech Logic applies an exclusive student discount on top when you buy through us, so you get compliant cover for less.
This guide is for general information only and reflects Stamp 2 renewal requirements as understood at the time of writing. Immigration rules, minimum coverage thresholds and insurance prices change regularly — always confirm current requirements with the Irish Immigration Service (irishimmigration.ie) before renewing. Study & Protect is a product of Arachas Corporate Brokers Limited.